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<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Homepage & Core Calculator -->
  <url>
    <loc>https://theworkerscompcalculator.com/</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- 51 State Directory -->
  <url>
    <loc>https://theworkerscompcalculator.com/states</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- High-Volume State Specific Calculators -->
  <url>
    <loc>https://theworkerscompcalculator.com/texas-workers-comp-calculator</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://theworkerscompcalculator.com/california-workers-comp-calculator</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://theworkerscompcalculator.com/new-york-workers-comp-calculator</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://theworkerscompcalculator.com/florida-workers-comp-calculator</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://theworkerscompcalculator.com/pennsylvania-workers-comp-calculator</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Interactive Utility Tools -->
  <url>
    <loc>https://theworkerscompcalculator.com/week-calculator</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Guides & Resources -->
  <url>
    <loc>https://theworkerscompcalculator.com/how-to-file-a-workers-comp-claim</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://theworkerscompcalculator.com/workers-comp-claim-denied</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Company & Institutional Routes -->
  <url>
    <loc>https://theworkerscompcalculator.com/about-us</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://theworkerscompcalculator.com/contact-us</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Legal & Compliance -->
  <url>
    <loc>https://theworkerscompcalculator.com/privacy-policy</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://theworkerscompcalculator.com/terms-and-conditions</loc>
    <lastmod>2026-10-04</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
</urlset>
